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THE BUYING PROCESS
You’re probably excited and anxious to
get started, right? There’s a process to buying your
home. Understanding the steps involved will make the
process go smoothly. Keep in mind the more information
that I have concerning your personal information, the
easier it will be to help find the home you’re looking
for. The key word to find your home is communication. Let’s get started!!
STEP 1.
AGENCY DISCLOSURE. Simply
put, in what capacity will I be representing you. There
are three types. 1) Buyer Agency, 2) Dual
Agency and 3) Seller Subagency. Each is
important and must be disclosed to other involved
parties.
STEP 2.
PREQUALIFICATION. To save
time, a short financial history is needed. It would be
a waste of time and effort for us to look for, and find,
the home you want, only to have the whole deal go bad
because you couldn’t qualify to but it. This
prequalification takes as little as 10-15 minutes and is
designed to give us both an idea about what price home
you can afford. You can call Jo Ann, our in-house Countrywide Home Loan Consultant, at 910.539.6437, or e-mail her at Jo_Ann_Riley@Countrywide.com for a free no obligation pre-qualification. This home loan
professional will give you an idea of how much house you
can afford and provide you with competitive interest
rates.
STEP 3.
THE SEARCH. Once we know what
price range to look in, it’s very important that we
understand your motivations and desires. The more
information we know about the home you want, the greater
the chances are we’ll find that special home. Let’s go
look!
STEP 4.
THE OFFER. Once we find your
new home, we’ll be making an “Offer to
Purchase.” In the offer, we’ll be writing up the
facts, figures, and information about the purchase. At
this point, you’re telling the seller that you’re
interested in buying the house if we can agree on the
conditions proposed in the “Offer.”
STEP 5.
HANDLING THE DETAILS. Once an
“Offer to Purchase” has been accepted by the buyers and
the sellers, it becomes a legal, binding contract on all
parties. Many details are taken care of “behind the
scenes” after an accepted offer. The property
survey, lender financing, pest
report, appraisal, etc. are just a few of the
things to stay on top of. As your Realtor, it’s my job
to keep the process moving and keep you informed on the
progress.
STEP 6.
THE CLOSING. Once all the
details have been taken care of, a date will be set for
us to sign the documents and the home it will be in
YOUR name. Congratulations!! You’re now a
homeowner.
STEP 7.
AFTER THE SALE. You’ve
purchased your home and we’re almost finished with the
process. After closing, the documents you
signed are taken to the courthouse and placed into
public record. That makes it official.
STEP 8.
OUR COMMITMENT TO YOU. As
your local real estate professionals, we will be with
you every step of the way for support and guidance.
It’s important for us to stay in contact with you even
after the sale. You’ve purchased your home through the
Jacksonville Realty Group, Inc. Our commitment to
customer service continues long after the sale. Rest
assured we will be there for you!
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